1. Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is a popular choice for good credit users who travel frequently. This card offers 2X points on travel and dining at restaurants worldwide, and 1 point per dollar spent on all other purchases. You can redeem your points for travel, cash back, or gift cards. Additionally, the card offers a sign-up bonus of 60,000 points after you spend $4,000 on purchases in the first 3 months from account opening.
2. Capital One VentureOne Rewards Credit Card
The Capital One Venture Rewards Credit Card is another travel-focused credit card that offers 2 miles per dollar spent on all purchases. The card also offers a sign-up bonus of 75,000 miles after you spend $4,000 on purchases in the first 3 months from account opening. You can redeem your miles for travel, cash back, or gift cards.
3. Citi® Double Cash Card
The Citi® Double Cash Card is a great option for those who prefer cash-back rewards. This card offers 2% cash back on all purchases: 1% when you make the purchase, and 1% when you pay it off. There is no limit to how much cash back you can earn, and you can redeem your rewards for statement credits, checks, or gift cards.
4. Discover it® Cash Card
The Discover it® Cash Back card offers 5% cash back on rotating categories that change every quarter, up to the quarterly maximum each time you activate. All other purchases earn 1% cash back. Discover also matches all the cash back you've earned at the end of your first year. Additionally, there is no annual fee and no foreign transaction fees.
5. American Express® Gold Card
The American Express® Gold Card is a premium rewards credit card that offers 4X Membership Rewards® points at restaurants worldwide, 4X points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X), and 3X points on flights booked directly with airlines or on amextravel.com. The card also offers a sign-up bonus of 75,000 Membership Rewards® points after you spend $4,000 on purchases in the first 6 months from account opening.
When choosing a credit card, it's important to consider your spending habits and what rewards are most valuable to you. If you travel frequently, a travel-focused credit card like the Chase Sapphire Preferred® Card or Capital One Venture Rewards Credit Card might be a good fit. If you prefer cash-back rewards, the Citi® Double Cash Card or Discover it® Cash Back may be a better option. If you're looking for a premium rewards card with a high earning potential, the American Express® Gold Card may be the way to go.
In conclusion, having good credit opens up a world of possibilities when it comes to credit cards. Take the time to evaluate your needs and consider the rewards and benefits that each card offers. By choosing the right credit card, you can maximize your rewards and get the most out of your credit card spending. Remember to always use credit responsibly and pay your balances in full and on time to maintain your good credit standing.