Simplify credit card search

Stop guessing, get expert recommendations by Tim Ai

We are on your side

Personalized Protection

Your credit situation is always changing.

Tim Ai makes sure you’re protected against bad offers, high interest rates, and missed opportunities that could cost you thousands of dollars at a time.

above the rest

🥱 The Old Way

How everyone else does it.

  • No personalized guidance
  • Does not prequalify offers
  • Puts profit above truth
  • Wastes time comparing offers
  • No personalized answers
  • Only basic insights
  • Leaves you guessing
  • Blasts random offers

😎 The You Way

This is how we do it.

Sign up.

Grab a cup of coffee while Tim gets to know you.

Let Tim protect your quality of life.

Plans &

Credit is crucial in life - always know what to do.

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Smart Plan features
Expert credit insights
Expert financial guidance
Personalized answers
Pre-qualified offers
Credit scores and reports
Credit protection
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Genius Plan features
All Smart Plan features
Comprehensive analyses
Goal roadmaps & tracking
Personalization+
Advanced Credit BuilderComing Soon
Highest offer accuracy
Empower financial literacy

Credit Ready makes its financial solutions freely available to schools, universities, and communities to promote financial education.

We also contribute to other financial literacy programs as a collective effort to help people make sound financial decisions and achieve their goals.