First up is the Chase Freedom Unlimited. With a flat 1.5% cash back on all purchases and no annual fee, this card is a solid choice for those looking for a straightforward, no-fuss option. And with a $200 bonus for new cardholders who spend $500 in the first three months, it's a great way to get started on earning rewards right away. Plus, the introductory 0% APR on purchases and balance transfers for the first 15 months makes it a smart choice for those looking to pay down debt.
Next is the Citi Double Cash Card. This card offers up to 2% cash back on all purchases – 1% when you buy and 1% when you pay your bill. And with no annual fee and an introductory 0% APR on balance transfers for the first 18 months, it's a great way to maximize your rewards while paying down debt. However, there's no sign-up bonus with this card, so it may not be the best fit for those looking for an immediate cash reward.
This is another great option, with 1.5% cash back on all purchases and no annual fee. New cardholders can also earn a $200 cash bonus after spending $500 on purchases within the first three months. And with an introductory 0% APR on purchases and balance transfers for the first 15 months, it's a smart choice for those looking to save money on interest.
The Blue Cash Preferred Card from American Express is perfect for those looking to earn cash back on a variety of different purchases. With 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit, and 1% cash back on all other purchases, this card has something for everyone. And while there is a $95 annual fee, new cardholders can earn a $300 statement credit after spending $3,000 on purchases within the first six months. Plus, the introductory 0% APR on purchases for the first 12 months makes it a great way to save money on interest.
Finally, the Discover it Cash Back is a unique option with rotating categories that offer 5% cash back (up to $1,500 in purchases each quarter, then 1%), and 1% cash back on all other purchases. And with no annual fee and a bonus offer that matches all the cash back you earn in your first year, this card is a great way to maximize your rewards right out of the gate.
In the end, the best cash rewards bonus card for you depends on your spending habits and financial goals. But with these top options to choose from, you're sure to find a card that fits your needs and helps you earn cash back on your purchases. So what are you waiting for? Start earning those rewards today!